Real Outcomes That Matter

The true measure of any platform isn't features—it's the business outcomes it enables. Our clients consistently report dramatic improvements in operational efficiency, risk visibility, and time-to-market. Here's what modern lending infrastructure delivers when it's done right.

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Solutions

Powerful customised solutions.

Analytically informed.

Outcomes led.

Geni solutions are custom-designed to client needs, being assembled from our platform services by our experts (or by clients themselves) and fully-enabled with all necessary technical integration, training and support.

Our services are continually evolving as we innovate to solve different client challenges and opportunities; we seek to bring the best available capabilities to each client as an integrated solution, whether through internal service/product development or via trusted ecosystem partnerships with other product innovators.

We follow an outcomes-led approach, first seeking to fully define and understand the goals and objectives of our clients, along with any specific circumstances, as they relate to financial inclusion and credit expansion. As every client is unique, every Geni solution is also unique.

We strive to be true partners, not vendors, focusing on achieving optimal outcomes regardless of our involvement and role within client teams. A credit services vendor might supply raw data or a credit product (e.g. a risk score) or decisioning software without ensuring that a client is able to drive the right results through effective use of the products sold; as a partner, Geni is concerned with value assurance – that solutions deliver optimal client outcomes at all times.

Closing the credit gap in both consumer and business lending requires innovativesolutions and energetic coordination amongst various stakeholders. We supportthis through our platform and tools for innovators to use in creatively solving the

challenges that prevent effective information and credit flows in the real economy.

Geni’s unique business solutions combine data and advanced analytics capabilities with modern technology and specialist expertise to empower entrepreneurs and corporates alike. Our people are driven by the power of creditand by the positive impact they can make.

Let's solve together

Technology Consultancy Services

Technology Consultancy

Services

Analytics, Decisioning & Advisory (ADA) Services

Analytics, Decisioning

& Advisory (ADA)

LENDING-AS-A-SERVICE (LaaS) Platform

LENDING-AS-A-SERVICE

(LaaS) Platform

INSIGHT-AS-A-SERVICE Platform

INSIGHT-AS-A-SERVICE

Platform

LOS: Lending Origination System

Leverage the magic of credit for financial prosperity.

Geni's Lending Origination System (LOS) powers the entire application-to-approval journey with configurable workflows, automated decisioning, and seamless integrations. Whether you're offering personal loans, SME financing, or buy-now-pay-later products, our platform gives you the flexibility to launch quickly while maintaining full control over credit policies and customer experience.

Built on an API-first architecture, the LOS integrates natively with KYC providers, credit bureaus, bank statement analyzers, payment gateways, and e-signature platforms. Every touchpoint is designed for speed and compliance, with audit trails and maker-checker controls baked in.

Affordable credit can have life-changing impacts for borrowers – strengthening communities, enabling business growth and job creation, and promoting personal empowerment. Lenders make this happen as they promote trade and support the creation of thriving economies. New opportunities are being created as digital technology and smart analytics change the game. We believe in the magic of

technological innovation.

Affordable credit can have life-changing impacts for borrowers – strengthening communities, enabling business growth and job creation, and promoting personal empowerment. Lenders make this happen as they promote trade and support the creation of thriving economies. New opportunities are being created as digital technology and smart analytics change the game. We believe in the magic of technological innovation.

Deployment Options

  • Fully Managed: We host, monitor, and maintain the platform on secure cloud infrastructure

  • On-Premises: Deploy on your infrastructure with full data sovereignty and control

  • Hybrid: Mix managed services with on-prem components based on regulatory requirements

Affordable credit can have life-changing impacts for borrowers – strengthening communities, enabling business growth and job creation, and promoting personal empowerment. Lenders make this happen as they promote trade and support the creation of thriving economies.

Affordable credit can have life-changing impacts for borrowers – strengthening communities, enabling business growth and job creation, and promoting personal empowerment. Lenders make this happen as they promote trade and support the creation of thriving economies. New opportunities are being created as digital technology and smart analytics change the game. We believe in the magic of technological innovation.

Low-code configuration tools let business users modify workflows, rules, and journeys without developer involvement. Changes are versioned, tested, and deployed through controlled release cycles.

Affordable credit can have life-changing impacts for borrowers – strengthening communities, enabling business growth and job creation, and promoting personal empowerment. Lenders make this happen as they promote trade and support the creation of thriving economies.

Affordable credit can have life-changing impacts for borrowers – strengthening communities, enabling business growth and job creation, and promoting personal empowerment. Lenders make this happen as they promote trade and support the creation of thriving economies. New opportunities are being created as digital technology and smart analytics change the game. We believe in the magic of technological innovation.

At Geni, we believe in unlimited outcomes. Imagine what we could do together.

LMS: Loan Management System

Leverage the magic of credit for financial prosperity.

Geni's Loan Management System (LMS) handles everything from disbursement to closure—managing repayment schedules, accounting, collections, and regulatory reporting with accuracy and scale. Whether you're servicing 1,000 loans or 1 million, the platform maintains precision while automating routine operations.

The LMS supports diverse product types including EMI loans, bullet repayments, revolving credit, and lines of credit. Built-in accounting logic ensures every transaction is reconciled, every charge is tracked, and every regulatory report is generated on time.

Affordable credit can have life-changing impacts for borrowers – strengthening communities, enabling business growth and job creation, and promoting personal empowerment. Lenders make this happen as they promote trade and support the creation of thriving economies. New opportunities are being created as digital technology and smart analytics change the game. We believe in the magic of

technological innovation.

Affordable credit can have life-changing impacts for borrowers – strengthening communities, enabling business growth and job creation, and promoting personal empowerment. Lenders make this happen as they promote trade and support the creation of thriving economies. New opportunities are being created as digital technology and smart analytics change the game. We believe in the magic of technological innovation.

Double-entry bookkeeping with automated GL posting, daily reconciliations, and maker-checker controls for manual adjustments. Pre-built templates for regulatory submissions, bureau reporting, investor reports, and internal management packs.

Structured event logs for every transaction, state change, and user action—ready for downstream analytics and dashboards.

Affordable credit can have life-changing impacts for borrowers – strengthening communities, enabling business growth and job creation, and promoting personal empowerment. Lenders make this happen as they promote trade and support the creation of thriving economies.

Affordable credit can have life-changing impacts for borrowers – strengthening communities, enabling business growth and job creation, and promoting personal empowerment. Lenders make this happen as they promote trade and support the creation of thriving economies. New opportunities are being created as digital technology and smart analytics change the game. We believe in the magic of technological innovation.

Connect seamlessly with core banking systems, ERP/GL platforms, credit bureaus, KYC providers, payment gateways, and CRM/support tools. Every integration is API-driven and extensively documented.

Affordable credit can have life-changing impacts for borrowers – strengthening communities, enabling business growth and job creation, and promoting personal empowerment. Lenders make this happen as they promote trade and support the creation of thriving economies. New opportunities are being created as digital technology and smart analytics change the game. We believe in the magic of

technological innovation.

At Geni, we believe in unlimited outcomes. Imagine what we could do together.

CONSULTING SERVICE

Leverage the magic of credit for financial prosperity.

From architecture design to program delivery, Geni's consulting team brings decades of combined experience in lending, embedded finance, and credit bureau operations. We don't just advise—we roll up our sleeves and deliver alongside your teams. Our practitioners have built and scaled platforms processing billions in loan volume, navigated complex regulatory environments, and launched embedded finance products in competitive markets.

Whether you're embarking on a digital transformation, launching an embedded finance offering, or building bureau infrastructure, we de-risk execution and accelerate time-to-value through proven methodologies and hard-won expertise.

Affordable credit can have life-changing impacts for borrowers – strengthening communities, enabling business growth and job creation, and promoting personal empowerment. Lenders make this happen as they promote trade and support the creation of thriving economies.

Affordable credit can have life-changing impacts for borrowers – strengthening communities, enabling business growth and job creation, and promoting personal empowerment. Lenders make this happen as they promote trade and support the creation of thriving economies. New opportunities are being created as digital technology and smart analytics change the game. We believe in the magic of technological innovation.

Discovery: Understand current state, stakeholder needs, and success criteria through structured interviews and workshops.

Blueprint: Design target architecture, define implementation roadmap, and establish measurable milestones and ROI tracking.

Delivery: Execute the program with embedded senior practitioners providing technical leadership and governance.

Run: Transition to steady-state operations with knowledge transfer, runbooks, and ongoing optimization support.

Affordable credit can have life-changing impacts for borrowers – strengthening communities, enabling business growth and job creation, and promoting personal empowerment. Lenders make this happen as they promote trade and support the creation of thriving economies. New opportunities are being created as digital technology and smart analytics change the game. We believe in the magic of

technological innovation.

At Geni, we believe in unlimited outcomes. Imagine what we could do together.

INSIGHT-AS-A-SERVICE

Leverage the magic of credit for financial prosperity.

Building a modern data stack requires engineers, analysts, infrastructure, and months of iteration. Geni's Insights-as-a-Service eliminates that complexity—we run your entire data operation so your teams get trusted metrics without hiring a data army. From ETL pipelines to executive dashboards, we deliver decision-ready analytics as a fully managed service.

Affordable credit can have life-changing impacts for borrowers – strengthening communities, enabling business growth and job creation, and promoting personal empowerment. Lenders make this happen as they promote trade and support the creation of thriving economies. New opportunities are being created as digital technology and smart analytics change the game. We believe in the magic of

technological innovation.

Affordable credit can have life-changing impacts for borrowers – strengthening communities, enabling business growth and job creation, and promoting personal empowerment. Lenders make this happen as they promote trade and support the creation of thriving economies. New opportunities are being created as digital technology and smart analytics change the game. We believe in the magic of technological innovation.

Data Engineering: Build and maintain ETL/ELT pipelines across LOS, LMS, core banking, payments, bureaus, ERP, and CRM systems. Handle complex transformations, incremental loads, and schema evolution. Establish master data, data catalog, quality checks, lineage tracking, and access controls. Ensure data governance and compliance from day one.

Define KPI frameworks for risk, collections, growth, and operations. Build cohort analyses, funnel reports, SLA monitors, and executive scorecards. Deploy self-serve BI tools plus scheduled regulatory and board reporting packs. Enable business users to explore data without SQL knowledge. 24×7 monitoring, cost optimization, usage tracking, and monthly insights backlog. Continuously improve metrics based on stakeholder feedback.

Affordable credit can have life-changing impacts for borrowers – strengthening communities, enabling business growth and job creation, and promoting personal empowerment. Lenders make this happen as they promote trade and support the creation of thriving economies.

Affordable credit can have life-changing impacts for borrowers – strengthening communities, enabling business growth and job creation, and promoting personal empowerment. Lenders make this happen as they promote trade and support the creation of thriving economies. New opportunities are being created as digital technology and smart analytics change the game. We believe in the magic of technological innovation.

Affordable credit can have life-changing impacts for borrowers – strengthening

communities, enabling business growth and job creation, and promoting personal

empowerment. Lenders make this happen as they promote trade and support the

creation of thriving economies. New opportunities are being created as digital

technology and smart analytics change the game. We believe in the magic of

technological innovation.

Affordable credit can have life-changing impacts for borrowers – strengthening communities, enabling business growth and job creation, and promoting personal empowerment. Lenders make this happen as they promote trade and support the creation of thriving economies. New opportunities are being created as digital technology and smart analytics change the game. We believe in the magic of

technological innovation.

At Geni, we believe in unlimited outcomes. Imagine what we could do together.